01
Sales pipeline
Dedicated sales workflows for retailers using point of sale, personal service providers, and contractors, together with general invoices and quotations.
All-in-one accounting, payroll & sales software
More than accounting. A clearer way to run your business.
Grove brings your accounting, payroll, sales, expenses, reporting and business insights together in one intuitive platform—giving you the clarity to understand performance and make better decisions.
Send InvoicesTrack ExpensesManage CashflowTrack InventoryTrack ReceivablesTrack PayablesTrack AssetsManage LeasesManage LoansManage PayrollRun ReportsSend InvoicesTrack ExpensesManage CashflowTrack InventoryTrack ReceivablesTrack PayablesTrack AssetsManage LeasesManage LoansManage PayrollRun Reports
From data to actionable insights
Grove is a financial operating system for growing businesses in South Africa, bringing sales, invoicing, expenses, inventory, payroll, asset management, compliance, reporting, and performance insights into one connected platform.
02
Expense management
Capture, categorise, approve, and monitor business expenses with clear supporting records and payment visibility.
03
Inventory management
Track product sales, inventory movements, available quantities, and cost of sales from one connected workflow.
04
Payroll
Manage employee records, pay runs, compensation, statutory deductions, and payroll reporting with greater clarity.
05
Asset management
Maintain an asset register, track acquisitions and disposals, and manage depreciation across the full asset lifecycle.
06
Financial reporting and compliance
Produce decision-ready reports while supporting VAT, period close, audit trails, and broader compliance requirements.
This is only a selection. Grove offers many more products and connected workflows, with additional capabilities continuing to evolve alongside the businesses it supports.
System map
Your business, connected around Grove.
One operating system brings customers, transactions, financial control, analysis, and business guidance into a connected view.
Grove
01
Sales and operations
CustomersSuppliersQuotations & invoicingRecording salesManaging inventorySales analysis
02
Finance and assets
Expense managementExpense analysisCash managementJournal entry processingAsset managementLease managementLoan management
03
Insight and growth
Financial reportingComplianceBudgetingCashflow analysisBusiness coachingBusiness performance score
The three rings bring daily operations, financial control, and decision support together around one connected system.
Product story
Scroll through the Grove operating system.
Explore each connected layer as Grove moves from daily processing to decision-ready insight.
01
Command Center
Owner Insight
See the operating picture and owner-ready signals in one place, with the priorities that need attention brought clearly into view.
Owner view · today
Your business, brought into focus.
Performance pulse
Last 30 days
Sales
R 700 022
+R 562 022
Net cash
R 455 946
R 626 571 inflow
Health score
67/100
Watch · focus needed
Cashflow pulse
Daily net cash with a zero baseline
R 455 946
StartMidToday
Receivables aging
R 74 150
100% current · R 0 overdue
Payables aging
R 1 525 000
80% overdue · review cash timing
Actionable insight
Operational focus
Quotes not yet invoiced
2R 235 312 pipeline
Overdue invoices
5R 58 500 outstanding
Supplier payments due
1R 10 000 in 7 days
Tasks to complete today
3 open
Approve August payrollDue 10:00
Review overdue debtor follow-upsHigh priority
Reconcile operating accountBefore close
02
Sales
Quote, invoice, sell & manage jobs
Move from quotation to collection, sell through product and service channels, and protect job profitability in one connected workflow.
Swipe horizontally to explore all three views.
03
Expense Management
Capture, control & automate spend
Record and classify costs, manage supplier obligations, and automate recurring and prepaid expenses with a clear audit trail.
Swipe horizontally to explore all three views.
04
Asset Management
Track value, lifecycle & finance
See the managed asset base, control depreciation and lifecycle events, and connect assets with their lease and loan obligations.
Swipe horizontally to explore all three views.
05
Payroll
Prepare, pay & stay compliant
Keep employee records payroll-ready, calculate and approve each pay run, then complete payments, payslips, journals, and statutory preparation in one controlled workflow.
Swipe horizontally to explore all three views.
06
Cash Management
Control, reconcile & forecast cash
Control receivables, payables, and daily bank activity, reconcile cash to the ledger, and see upcoming pressure before it reaches the bank.
Swipe horizontally to explore all three views.
07
Financial Reporting
Close, report & compile financials
Validate the ledger and trial balance, generate connected management statements, and compile a controlled IFRS for SMEs reporting pack.
Swipe horizontally to explore all three views.
Less admin. More control. Better business decisions.
Grove connects the work your business does every day with the accounting, cash visibility, and reporting you need to run it well. Instead of piecing information together across spreadsheets and disconnected tools, you get one reliable view of what has happened, what needs attention, and what comes next.
Connected
One source of financial truth
Sales, invoices, expenses, payroll, inventory, assets, and cash activity feed into one connected financial record—reducing duplicate work and conflicting numbers.
Visible
Know what needs attention today
See overdue invoices, upcoming payments, reconciliation exceptions, and outstanding tasks without searching through spreadsheets or separate systems.
Prepared
Stay ahead of cash pressure
Bring receivables, payables, and cash movement together so you can identify shortfalls earlier and make better-timed decisions.
Controlled
Close each period with confidence
Structured reconciliations, journals, supporting records, checklists, and audit trails help your team produce cleaner, more dependable accounts.
Actionable
Turn accounting into business insight
Understand profitability, liquidity, solvency, and operating efficiency through dashboards and explanations designed for decision-making—not only compliance.
Scalable
Add control as your business grows
Expand into budgeting, payroll, assets, inventory, VAT, loans, leases, and additional companies without rebuilding your finance process around another system.
From daily activity to better decisions.
Follow one transaction through Grove and see how everyday work becomes reliable accounts, clearer cash visibility, and a useful next action.
G
Illustrative exampleConnected workflow
One transaction, three business outcomes
Operate
Record the work
Create the quotation, confirm the sale, and issue the customer invoice while the work is still fresh.
Quotation accepted
Waltons (Pty) Ltd
QT-20260824-1
R 50 715
Control
Keep the numbers reliable
Grove posts the transaction to the right accounts and keeps the ledger balanced and traceable.
Journal posting
PostedTrade receivablesR 50 715 Debit
Sales revenueR 44 100 Credit
VAT outputR 6 615 Credit
Debits = creditsBalanced · R 0 difference
Decide
See what happens next
The same record updates cash expectations and shows management where attention is needed.
Cash outlook
Next 30 daysExpected inflow
R 50 715
Collection due
23 Sep
Suggested next action
Follow up before the payment date.
One connected system. From the first transaction to the next decision.
RecordedControlledDecision-ready
See the financial health of your business at a glance.
Grove turns posted transactions and financial ratios into one performance score, then explains what is working, what needs attention, and where management should focus next.
Financial performance
Executive financial briefing
Financial performance score
Healthy, with a stable footing.
0
out of 100
A cross-pillar score that reads profitability, liquidity, solvency, and efficiency together—not as isolated metrics.
Score composition
Four connected financial pillars
Benchmark-aware interpretation
Profitability
Margins and returns
88
StrongLiquidity
Cash and working capital
76
HealthySolvency
Debt and capital structure
82
HealthyEfficiency
Asset and cash conversion
66
Watch01
What is going well
Margins and debt-servicing capacity support a stable financial footing.
02
What needs attention
Working capital efficiency is the clearest area requiring closer management.
03
Suggested next focus
Shorten the cash conversion cycle through stock and debtor discipline.
OT
Beyond the software
Software for the work. Professional support for what comes next.
Grove is developed by Oak Tree Financial Solutions as a connected system for capturing, processing, and reporting financial information. Beyond the platform, Oak Tree Financial Solutions supports businesses with professional accounting services, including financial statement preparation, advisory, and tax compliance.
Professional services
- Financial statement preparation
- Advisory services
- Tax compliance
What will Grove cost you?
Simple, transparent pricing for the complete Grove platform, with room to add capacity as your business grows.
Introductory access
First 30 days
R50
for your first 30 days
Start with the complete Grove experience at a reduced introductory price before moving to the monthly subscription.
- Complete Grove access
- One company workspace
- Two users included
Core subscription
Comprehensive
R799
per month after your first 30 days
One connected subscription for the tools that help you manage operations, reporting, and business performance.
- Sales, invoicing, and expenses
- Inventory and payroll
- Advanced financial reporting
Optional add-ons
Scale your workspace
From R115
per month
Add more people or businesses to Grove as your operation grows, without changing your core subscription.
- Additional user — R115 per month
- Additional company — R345 per month
- Added to your recurring subscription
All prices are in South African rand. The R50 introductory price applies to the first 30 days, after which the R799 monthly comprehensive subscription begins. Optional add-ons join the recurring monthly total after the introductory period.
Cost calculator
Build your Grove workspace.
Choose how many users and company workspaces you need to see your estimated recurring monthly cost.
Your requirements
Tell us about your setup.
Two users are included in the comprehensive plan.
One company workspace is included.
Your first 30 days are R50, including any add-ons selected at registration. This calculator shows the recurring monthly cost that follows.
Why Grove exists
Accounting software should work for business owners—not only accountants.
Origin and intent
Grove began with a simple observation: many business owners rely on accounting software every day, yet much of that software was never truly designed for them.
Traditional accounting systems are often built around the language, processes, and expectations of accountants. They may record the numbers, but they can feel complicated, dated, and disconnected from the everyday experience of running a business.
Grove was created to offer a different experience.
The full story
Built differently from the beginning
Grove was created to make accounting and business management more accessible, understandable, and useful to the people running the business.
- 01
The problem we saw
Traditional accounting software is often designed around accountants and financial processes. For business owners, this can result in outdated experiences, unfamiliar language, and information that is difficult to turn into action.
- 02
Our design philosophy
Grove combines simplicity with depth. Its interface uses modern, familiar interactions inspired by the digital products people already understand, making powerful business functionality feel intuitive rather than overwhelming.
- 03
More than record-keeping
Grove connects transactions, expenses, sales, payroll, reporting, and insights. It does not only record what happened—it helps owners understand what it means for their business.
- 04
Built for the journey
As a business grows, its needs change. Grove is being built to support that journey through reliable records, intelligent automation, clearer workflows, and better decision support.
See Grove in action.
Request a focused walkthrough to evaluate how Grove can support your team, operating rhythm, and reporting goals.
Demo request
Structured walkthrough for your finance operation.
We will map Grove against your current processes, identify control points, and outline an implementation path.